Are you tired of cookie-cutter solutions to complex financial problems?
Your mortgage is the largest debt you’ll have in your lifetime but it’s also your largest asset. Finding the right mortgage involves more than merely filling out the proper paperwork.
Sure, you know there’s a cost associated with every mortgage, but do you understand how the cost of a mortgage affects you in the short and the long term? What can you expect immediately, over the next five years or in seven years?
You have lots of options, but sometimes it’s hard to find a loan officer who’s knowledgeable and informed about all your choices.
Hello, I’m Josh Raborn, I’m a loan officer who believes in giving my clients the luxury of choice. With over four years of experience in originating loans, I consider a mortgage to be the most precious tool clients have to attain financial health. But like all precious things, a mortgage must be looked after.
When a home owner, interested in refinancing, calls a loan officer and tells them they need a mortgage, they usually ask for the lowest rates and fees. That’s like buying a car based solely on gas mileage. Wouldn’t you want to know how well it drives, if it’s comfortable, how its safety is rated?
I help clients examine a variety of mortgages to find the best one and utilize all the tools at my disposal to showcase a comparison of loans. With this comparison, you’ll see:
- What’s the true cost of the loan over time – sometimes the lowest initial loan ends up being the most expensive over time;
- How you can eliminate non-preferred debt (debt that isn’t tax deductible);
- What you can do to meet your future financial goals;
- How your mortgage can help you improve your cash flow;
- How making small changes to your current credit situation can improve your FICO score; and
- How your FICO score affects your lending abilities.
If your goal is to find a home loan that improves your financial standing, pays off debt, and you want information on how to use your mortgage to leverage your financial position then your answer is just a click away.
Start by getting my Free Reports!
If you’re searching for more info, or if you’re in the very early stages of your homesearch, a great place to start is by downloading my free home buyer reports and subscribing to my monthly newsletter.
These free reports contain some great tips for buying a home, improving your credit score and understanding why it's a great time to buy. Many buyers lose thousands of dollars just because they are uninformed – don’t be one of them!
Each month you'll receive a special issue of my newsletter called, The Strategy Report . It's filled with information for building your wealth, managing your credit and improving your lifestyle.
Just complete the form and submit. Your seconds away from getting your free reports!
Contact me and we’ll work together to construct a collaborative mortgage process sure to better your financial situation. Break free of the confines of cookie cutter solutions and learn how to make the most of your finances today!
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